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BANKRUPTCYChapter 7 or Chapter 13 - Do you qualify? What does it cost?Most of the time I can tell you within five minutes if you qualify, and give you a good idea of what your costs may be. Note that the following cost information is approximate. There are a lot of variables that go into you ultimate cost. Your case may vary from these amounts but I want to give you some idea. Bankruptcy will: STOP: Calls from creditors, foreclosures, garnishments, and repossessions. Bankruptcy will allow you to: KEEP: Your car, house, personal property, and retirement accounts. Being forced to consider filing bankruptcy is a stressful situation. We can help you understand the process, and perhaps be able to relieve some of your fears. Click here for some common fears and the answers that will help you sleep better at night. Filing bankruptcy is a complicated process, but we will take the time to explain it to you in a way that will make it understandable. There are two types of bankruptcy that apply to most individuals. (Note: there are special provisions for farmers and businesses.) Click on these two links for further information: Chapter 7 and Chapter 13 (70 to 80% of all filings are Chapter 7) There are a lot of questions that need to be answered before a decision can be made under which Chapter you may file. To receive your free initial consultation please contact us via email or phone/text and we will send you a short questionnaire that you will need to fill out and return. After receiving the questionnaire, we will analyze your situation and contact you within twenty-fours with a preliminary analysis of your options. If you wish you can Click Here to request an appointment date and time. Include several choices. Evening and weekend appointments are always available. NOTE: If you want to see how the Federal Government "explains" bankruptcy you can click this link: Introduction to Bankruptcy. |